# Baccarat

Learn how Player, Banker, and Tie bets settle under this Baccarat variant.

## What you are playing

Bet on whether Player or Banker finishes closer to nine, or whether they tie. These are the names of two dealt hands; you do not choose their cards or play one hand like Blackjack.

## How to play

1. Choose the chip value and place chips on Player, Banker, or Tie.
2. Review the total of all chips on the slip.
3. Place the bet. The hands draw automatically under fixed rules.
4. Read each zone result and the total returned across your slip.

## Rules and payouts

1. **Card values:** Ace = 1; 2–9 = face value; tens and face cards = 0. Keep only the last digit of the total. For example, 7 + 8 counts as 5.
2. **Drawing:** an initial 8 or 9 ends the deal. Otherwise Player draws on 0–5 and stands on 6–7. Banker follows fixed rules based on both hands; you do not decide whether to draw.
3. **Your slip:** each wagered zone settles separately. Add all zone returns before deciding whether the round made a profit.

| Bet | Gross return when it wins | If the hands tie |
|---|---|---|
| Player | 2× the zone stake | Zone stake returned |
| Banker | 1.95× the zone stake, after commission | Zone stake returned |
| Tie | 9× the zone stake | This is the winning outcome |

> **Remember:** Player and Banker name the two hands. You are betting on an outcome, not controlling either hand.

## Worked example

Start with **10 units on Banker**.

| Outcome | Gross return | Net result |
|---|---|---|
| Banker wins | 19.50 | +9.50 |
| Tie | 10 | 0 |
| Player wins | 0 | −10 |

If you also stake 10 on Tie, the slip costs **20 total**. A tie returns 10 from Banker plus 90 from Tie: **100 returned, 80 profit**.

*Example amounts use generic currency units; the currency’s precision determines final rounding.*

## Practical tips

1. Read the total slip rather than treating the chip amount as the total wager.
2. A side name is not a player role. There is no hit, stand, or card-selection strategy after betting; previous outcomes do not change the fixed drawing rules.

## Background

This variant deals from a single 52-card deck each round.

## FAQ and recovery

### Can I change the commission or play pair side bets?

No. The current game offers Player, Banker, and Tie with fixed 5% Banker commission and an 8:1 Tie award. Pair side bets and alternate commission modes are not available in the game controls.

### What if the deal stalls?

Check the round’s confirmed status before betting again. If the game offers a **Cancel & refund** action after a randomness delay, use it only for that still-pending round and confirm its result; a delay alone is not a refund.

Check the game for its current currency, balance, and wager limits.


## Related

- [Game guides](/guides/)